Tips To Maximize Your Fire Damage Claim in South Florida

Losing your home to fire damage can be a taxing experience. You never expect it to happen to you and your family, and when it does happen it can be like losing a part of yourself. It may feel like all hope is lost, but you’re not alone. Unfortunately, these situations do come up, which is why the team at Reliant Public Adjusters is here to help. When it comes time to report a fire damage claim, consider the following tips to maximize your return. 

Report Your Loss

Before you move on to any other step of your fire damage claim in South Florida, you’ll first need to contact your insurance provider. You should notify them of your loss as soon as possible, allowing the claim process to get started quickly. Request a copy of your homeowner’s policy to review right away. If it was destroyed in the fire, your insurance agent can provide you with a new one via email.

Request An Advance From Your Insurance Provider

Losing your home completely or partially to a fire is a traumatizing experience. It can be overwhelming just trying to figure out where to even start. On top of it, there’s the added stress of figuring out how to even pay for immediate repairs, temporary housing, etc. Thankfully, you can request an advance from your insurance provider to cover these urgent issues. 

Itemize Your Losses

Arguably the most essential step towards filing your fire damage claim in South Florida is to itemize all damages and losses sustained. This is a difficult and stressful task, as it can take months to properly list out everything that you and your family lost. Your insurance provider will give you a Contents form to itemize all losses. However, do not immediately sign anything that indicates your first initial discussion is the full amount of losses.

We understand how difficult it can be to relive the damages sustained, but it’s crucial to accurately note every single damage and item lost. Include photos, videos, detailed descriptions of every single damage sustained. If you manage to have purchase records or receipts of certain items lost, make sure to include those as well.

Get The Help You Deserve From A Public Claims Adjuster

While your insurance provider and agent do care about you and your family’s well-being, they are going to do what they can to protect themselves on your fire damage claim in South Florida. On top of everything you’ve endured, it can feel like an impossible battle to maximize your claim, but you don’t have to do it alone. Public adjusters from Reliant Adjusters Group have the skills and experience needed to navigate you through the hoops and hurdles that come with a house fire damage claim in South Florida. Our adjusters act on your behalf to work directly with your insurance company. Our public adjusters will do everything in their power to help you when you need it most. We work on a contingency fee only, and we are paid only when the claim check arrives. If you or your loved ones have been affected by a house fire and have recently filed a fire damage claim in South Florida, contact us today at (561) 929-9826.