Water Damage Insurance Claims

Water Damage Claims

Help and Insurance

Reliant Adjuster Group is a licensed professional public insurance adjusters group in the state of Florida, providing private adjuster services. We offer public insurance adjusters services for the areas in West Palm Beach, Boca Raton, Boynton Beach, Delray Beach, Lake Worth, Treasure coast area and Port St Lucie County.

Water damage insurance claims are one of the core focus areas at our public adjusting firm. When water damage occurs, people start to panic because this type of damage can have an impact on everything from your roof, floors, cabinetry, drywall, electrical equipment and the structural integrity of your home. It also can lead to mold damage and mold damage insurance claims down the road is handled improperly.

Today many restoration companies use state-of-the-art equipment to dry out your property as quickly as possible. Whether the water is spraying from a burst pipe or there’s a drip, a water damage public adjuster can come to your property as soon as possible in order to properly handle your claim from the start so that the water damage restoration efforts do not derail your water damage insurance claim. This is vital for homeowners insurance claims of water damage.

Types of Water Damage Insurance Claims

Three main types of Water Damage Claims:

1. The first type of water damage insurance claim is due to water which escapes from a water supply line; this is called category one or fresh water damage. Category one does not carry bacteria or pose an immediate health threat.
2. Category two water damage claim refers to water that contains substantial chemical, biological or other contaminants, and that can cause discomfort or sickness from exposure or consumption. This is “Grey Water”. Examples are toilet bowls with urine, sump pump backups or overflows, seepage due to pressure failures, and water from dishwashers or washing machines.
3. The third type of water damage insurance claims is due to water which backs up through drains and sewers under the property, otherwise known as category three or black water. Category three contains bacteria and poses an immediate health hazard. Any wood or organic material it touches needs to be thoroughly cleaned or disposed of entirely.

Contact Reliant Adjusters if you have any questions regarding any water damage insurance claims that you may have recently encountered. Be sure to consult with a licensed public adjuster before you file a water damage claim in order to ensure you get the highest possible settlement.

Filing Insurance Claims for Water Damage

Time is of the essence when it comes to water damage, but this doesn’t mean that you need to be out of pocket. Successfully filing insurance claims for water damage means calling the experts to document the cause, existing damage, as well as the steps that were taken in order to prevent further damage. Most importantly, don’t throw out the broken pipe or any other proof of cause! Make sure you save all the evidence for us and the insurance company.